r the three (3) day period, You may send and receive P2P transfers of funds to Standard Personal Accounts, Standard Gift Card Accounts and Standard Affiliate Accounts. ccount consists of a Wallet and a Visa Virtual Account, and may include a Visa Electron Card. You may access Your Account using a unique User ID and password that You were asked to setup at the time You purchased or were provided Your Account. We offer three different tcard - US$500 (subject to the conditions in this Section B(2) above.) x. Daily load transaction limit for credit and/or debit card - 5, (subject to the conditions in this Section B(2) above.) xi. Daily withdrawal limit by ACH - US$300 xii. Daily Direct Credit Transfer transaction limit - 1 xrd Personal Account, Standard Gift Card Account, or Standard Affiliate Account. ii. Personal Checking Account Transfers. You may transfer funds to Your personal checking account from Your Standard Personal Accountrmation regarding Your Wallet, Your Visa Virtual Account number and CVV2 and, if applicable, Your Visa Electron Card number, CVV2, and PIN, as well as Your Account User ID and password, is important information which You agree to keep confidential in order to prevent others from using Your Account within Internet merchant websites that accept Visa. You may fund Your Visa Virtual Account with money in Your Wallet, or You may choose to load funds directly onto Your Visa Virtual Account using Your debit or credit card or Your bank account. Y "ePassporte Wallet" or "Wallet" means the virtual electronic purse provided free of charge to each ePassporte Account Holder. "ePVerify" means Our proprietary identity authentication system. "High Risk Countries" means those countries designated by Usy (30) days. If You no longer consent to receive Your online Account statement electronically, We reserve the right to terminate and/or close Your Account as provided above in Part X. You may also call Our Account Holder Services Center at sa Virtual Account, or at any time thereafter. You may also have been provided a Visa Electron Card by another party. The Visa Electron Card is a proprietary form of Visa prepaid card. Your Visa Electron Card is automatically linked to Your V as is reasonably possible and attempt to resolve the situation. If the funds were sent to the wrong Visa or MasterCard credit or debit card through Our error, or through the error of one of Our vendors, we will refund the funds to Yore available in the recipient"s Account, or the recipient disputes the sender's claim, We will not be further involved in resolving the dispute. The sender must resolve the dispute with the recipient. v. Should a reci Fee, You will not be charged the Visa Electron Card Annual Service Fee. (6) Peer-to-Peer Service Fee. The fee for use of the P2P Service to transfer funds to another Account Holder (other than a merchant) willts and/or merchant categories and/or ATMs that accept Visa at Our sole discretion. As an increased security measure against unauthorized ATM transactions, all Visa Electron Cards have been enrolled in ePassporte"s ATM Protection Program. YouYour Account and the prior authorization will be removed from Your Account at that time. If You do not have sufficient funds in Your Account, Your transaction will be denied at the time of the attempted authorization. XIII. ONLIN withdraw any remaining funds in Your Account by either: (a) using Your Visa Virtual Account to purchase goods or services at any Internet merchant website worldwide that accepts Visa; (b) using Your Visa Electum amount - US$500 iv. Daily Visa Virtual Account transaction limit - 10 v. Visa Electron Card per transaction maximum amount - US$500 vi. Daily Visa Electron Card transaction limit - 10 vii. Standard daily ATM withdrawal limit - US$300 viii. Standard daily ATM transaction limit - 2 ix. DaNY LOCATION THAT MAY BE ACCESSED BY ANYONE NOT AUTHORIZED BY YOU. Your Visa Electron Card can be used at any merchant worldwide that has the ability to accept Visa cards. You can use Your Visa Electron Card by swiping the magnetic stripe on the caral, state, or local, becomes effective which substantially alters Our ability to perform services hereunder, We shall have the right to cancel this Agreement, with notice, if reasonably possible, effective upon the earlier of (i) the date upon which We are unable to provide Our customarylity to ensure that goods or services that You purchase using Your Visa Virtual Account are as advertised for sale or will meet Your satisfaction. D. The Visa Electron Card You may purchase a Visa Electron Card at the timeat he mistakenly sent funds to the wrong Account, We will inform the recipient that the funds were sent in error, and that a dispute has been received from the sender. Within forty eight (48) hours of notificatct Credit Transfers. You may transfer funds by a Direct Credit Transfer to Your personal Visa and/or MasterCard credit or debit cards, which you have authenticated on Our UNT STATEMENT A statement of the balance and activity on and the status of Your Account is available to You in electronic format for viewing online anytime at www.epassporte.com. You may review online at any time all transactions that have taken place erCard credit or debit cards, which you have authenticated on Our system by one or more of the authentication methods described in Section IV.A.(2). Some countries, designated by Visa, MasterCard or the sper Account will be charged a fee of US$5.00 for any amount transferred up to US$500, and one percent (1%) of the amount if the amount is above US$500. ii. We have no control over this transaction once it is subof the transaction will be immediately deducted from Your Account balance. We will also deduct from Your Account balance all applicable Fees as specified below in Part XI. You are not allowed to exceed the funded balance in Your Account by any individual trfunds in Your Account to satisfy any Fees at the time any such Fee is assessed, We reserve the right to place a pending charge on Your Account and deduct such Fee when You have reloaded sufficient funds into Your Account. 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