count, We reserve the absolute right to charge Your Account an Account Closing Service Fee up to the balance in Your Account. (9) Funds Return Processing Fee. If You request that Your Account be closed and that any fundYou; (4) in connection with potential sales of business; and (5) to carefully selected service providers who help Us meet Your needs by providing or offering Our services. XXI. RELEASE FROM THIRD PARTY LIABILITY 1. Except as specifically providedgreement electronically rather than on paper. XXIII. GENERAL PROVISIONS This Agreement is entered into in the country of Federation of St. Kitts and Nevis ("St. Kitts"). This Agreement and any dispute between You and Us arising out of or relontrolled Personal Account is through a transfer from an ePassporte Business Account. (3) Transfers of Funds: i. P2P Transfers. You may not make P2P transfers of funds to any other Account, and You may only receive P2P transfers of funds fromf US$5 will be charged to Your Account each time We issue a new Visa Virtual Account number and CVV2. (4) Visa Electron Card Issuance Fee. If You purchase a Visa Electron Card, a US$35 Visa Electron Card Issuance Fee will be charged to Your Accou a Business Account Holder. Your Standard Affiliate Account includes a Wallet and a Visa Virtual Account, and may include a Visa Electron Card if purchased by You, or by an ePassporte Business Account Holder. The Standard Affiliate Account is for Your personal use and can be used to pu will be subject to an Account Closing Service Fee as specified herein if Your Account is closed and there are unused funds in the Account. If You would like more information about Our Privacy Policy, You can review Our Privacy Policy for Consumers.ds for the transfer, the P2P transfer will be denied and You must load additional funds into Your Wallet. We reserve the right, in Our sole discretion, to limit the number and/or individual transaction value and/or accumulated value of P2P transactis made by a P2P transfer of funds from the Standard Personal Account or Standard Affiliate Account that purchased Your Account. For subsequent loads to Your Account, You may use a credit and/or debit card provided that Your credit and/or debit card was approved prior to March s from a Restaurant When You make a purchase at a restaurant, Your transaction will be authorized for the amount of the purchase and any applicable taxes, plus twenty percent (20%) of the purchase value, provided You have such amou to delayed or erroneous posting of any transaction due to processing or operational errors, ePassporte reserves the absolute right to make a charge or charges to Your loading payment mechanism in order to bring Your Account to a zero (US$0) balance. XVII. Ls submitted to the ACH processing system and are not responsible for any delays in the funds being credited to Your bank account. We are also not responsible for any fees that may be charged by Your bank or by any MasterCard" means MasterCard International and any of its regional organizations. "We", "Us", and "Our" mean ePassporte, Our successors, affiliates and assigns. "You" and "Your" means the person(s) who are purchasing, accepting or using the ePassporte Products and/ enter Your PIN on a PIN-pad or sign the transaction receipt; (c) using the funds in Your Wallet on any internet merchant that accepts payments where the ePassporte logo is displayed; (d) transferring Your remaining funds to Your pond Our control and/or the control of the Bank include, but are not limited to, acts of God, war, civil commotion, labor disputes, equipment failures, bank failures, Card Association failures, strikes, fire, flood, earthquake ors Center at +1.310.301.2001 to obtain information on Your Account. XIV. FAILURE TO COMPLETE TRANSACTIONS We accept no liability for failing to complete any transaction for which You have not loaded sufficient funds into Your Accou charge Your Account an Account Closing Service Fee up to the balance in Your Account. (9) Funds Return Processing Fee. If You request that Your Account be closed and that any funds remaining in Your Account be delivered to Yill be removed from Your Account. If a settlement transaction has been received from the merchant or the ATM, the exact amount of the purchase or ATM withdrawal will be debited from Your Account at that time. B. Authorizations from an Aunot allowed to exceed the funded balance in Your Account by any individual transaction or series of transactions. Subject to the restrictions described in Parts IV through Part VI, You may add funds to Your Account by using a crediton is denied because of insufficient funds in Your Account, You may access Our online services by visiting Our website at www.epassporte.com and load additional funds into Your Account. The fee for loading additional funds into Your Accounte discretion, to limit the number and/or individual transaction value and/or accumulated value of P2P transactions and of any funds transfers You can make or receive daily or within any other period of time of Our choice frard. Use of all Cards associated with Your Account is subject to all applicable rules and customs of any clearinghouse or other association involved in processing transactions. We are not Your agefers of Funds: i. P2P Transfers. You will be required to wait three (3) days after You have received Your Standard Affiliate Account before starting to make P2P transfers of funds. You may receive P2P transfers of funds from ePassporte Business Accounts,essed, We reserve the right to place a pending charge on Your Account and deduct such Fee when You have reloaded sufficient funds into Your Account. Unless otherwise expressly provided herein, no Fees hereunder are refundable at any tinsfers. You may not make additional loads to Your Account via credit or debit card, ACH, or any other method. (3) Transfers of Funds: i. P2P Transfers. You cannot transfer funds to any other Account by P2P funds transfer. You may receicount are as advertised for sale or will meet Your satisfaction. D. The Visa Electron Card You may purchase a Visa Electron Card at the time You purchased Your Visa Virtual Account, or at any time thereafter. You may also have been the respective Visa and MasterCard identity authentication systems operated by Visa, MasterCard respectively, and their member banks. 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