EPASSPORTE WEBSITE. EPASSPORTE WILL NEVER SEND YOU AN EMAIL REQUESTING THAT YOU ACCESS THE EPASSPORTE WEBSITE BY CLICKING ON AN EMBEDDED LINK IN THE EMAIL AND THEN REQUIRE YOU TO PROVIDE YOUR ACCOUNT PASSWORD AND/OR PIN. IF YOUfy Us of Your intention to close Your Account, You may withdraw any remaining funds in Your Account by either: (a) using Your Visa Virtual Account to purchase goods or services at any Internet merchant website worldwide thads transfers You can make or receive daily or within any other period of time of Our choice from or to Your Account. All P2P transactions will be subject to Our P2P service fees. We neither accept nor assume any liability to ensure that goothe Bank and ePassporte and sold by ePassporte. "Visa" means Visa International and any of its regional organizations. "MasterCard" means MasterCard International and any of its regional organizations. "We", "Us", and "Our" mean ePassporte, Our successors, affiliates and ass. Your Visa Electron Card can be used at any merchant worldwide that has the ability to accept Visa cards. You can use Your Visa Electron Card by swiping the magnetic stripe on the card, and either entering Your PIN on a PIN pad or signing the transactiolable to spend by the amount of the authorized purchase or ATM withdrawal. This is a pending authorization and it will remain on Your Account, reducing Your available funds, until one of the following events occurs: (i) a settlement transaction iing You to either enter Your PIN on a PIN-pad or sign the transaction receipt; (c) using the funds in Your Wallet on any internet merchant that accepts payments where the ePassporte logo is displayed; (d) transferring Your remaining funds to Yoe of Us or the Bank to perform any obligations under this Agreement due to events beyond Our control and/or the control of the Bank, and the time provided for performing such obligations shall be extended by a period of time equal to the durachase and/or load Your Wallet or Visa Virtual Account cannot be used to purchase and/or load any other Account. All purchase and funds load transactions effected on Your Visa and/or MasterCard credit and debit cards must be authenticated by one or more of the e posting of any changes or revisions to the terms of this Agreement will constitute Your acceptance of all such changes or revisions. If there are insufficient funds in Your Account to satisfy any Fees at the time any such Fee is afee for use of the P2P Service to transfer funds to another Account Holder (other than a merchant) will be US$0.30 per transaction for the first five (5) transactions per day, and then US$1 per transaction for each subsequent transaction in. Anytime You reload funds to Your Account using funds in Your US bank account (a "Demand Draft Reload"), We will charge Your Account a Demand Draft Reload Service Fee of US$3.00. (3) Demand Draft Return Service Fe wherever the ePassporte logo is displayed. Additionally, You may withdraw funds from Your Wallet to a U.S. checking account, and You may withdraw funds via bank wire transfers. These services will be subject to all applicaber funds to Your personal checking account from Your Standard Affiliate Account by wire transfer, and by ACH transfer if Your checking account is in a bank in the United States of America, subject to the terms and conditions We have inon, You agree: * not to disclose Your Account User ID or password or, if applicable, Your PIN, or otherwise make these available to any other person. If You do make these available to any other person, You will be deemed to have authorized that pers Credit Transfer transaction limit - 1 xiii. Daily withdrawal limit by Direct Credit Transfer - US$300 (5) Modification of Limits: Should You want to increase any of the above limits on Your Standard Affiliate Account, You must provide a written request to Us. We reserve the must pay reasonable attorneys" fees and other costs of the proceedings. Your responsibility for fees and costs shall in no event exceed the maximum allowed by law. Neither We nor the Bank will be liable for the failure of Us oby Us, in order for Us to change Your email address. (7) Acceptance of Terms and Conditions: Your first use of Your Standard Affiliate Account is Your acceptance of the terms and conditions of this Agreement. B. Sponsor Controlled Affiliate Account continue to perform Recurring Account Reloads, in the amount You select at the time of Your Election, from the available funding method You select at the time of Your Election, and on the recurring periodic basis specified at the time of Your Election, winal documentation, such documentation to be determined solely by Us. You may designate whether funds will be loaded directly onto Your Wallet or Your Visa Virtual Account. (3) Funds Transfers: i. P2P Transfers. You will be requiredd for sale or will meet Your satisfaction. C. The Visa Virtual Account You were issued a Visa Virtual Account when You purchased an Account, or when You received the Account from another party. 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