D. The Visa Electron Card You may purchase a Visa Electron Card at the time You purchased Your Visa Virtual Account, or at any time thereafter. You may also have been provided a Visa Electron Card by another party. The Visa Electr We will require You to provide Us with additional personal information, solely determined by Us, in order for Us to change Your email address. (7) Acceptance of Terms and Conditions: Your first use of Your Standard Affiliate Accountparty. Your Visa Virtual Account was delivered to You electronically via the Internet immediately after the sign up process and You were provided Your 16-digit card number, CVV2, and the expiration date of Your Visa Virtual Account, which will alsYou will be required to provide additional personal documentation to Us as We may solely determine. All limit increases will be subject to Our approval. (6) Email Address: If You cannot log into Your Account to change Your email address, We will require You to provide Us erCard credit or debit cards, which you have authenticated on Our system by one or more of the authentication methods described in Section VI.B.(2). Some countries, designated by Visa, MasterCard or the specificaction limit of two (2) transactions per twenty-four (24) hour period ("Standard ATM Limits"). While Your Standard ATM Limits are active, You are protected against unauthorized ATM transactions up to US$300, per day. Your ePassporte Account may have been previoplicable fees in Part XI of these Terms and Conditions. (3) Transfers of Funds: i. P2P Transfers. You will be required to wait three (3) days after You have received Your Standard Gift Card Accoawal limit - US$300 vi. Standard daily ATM transaction limit - 2 vii. Daily load limit by credit and/or debit card - US$500 viii. Daily load transaction limit for credit and/or debit card - 5 ix. Daily load limit by Demand Draft - US$500 x. Daily Demand Draft transaction limit - 5 xi. Daily withdrawal limit by ACH - USn of Account Limits: Should You want to increase any of the above limits on Your Controlled Gift Card Account, You will be required to provide additional personal documentation to Us as We may solely determine. All limit increases will be subject to Our approval. (6) Email Address: If You cannot log into Your Accoud with Your Account, or any of Our Products and Services have been, are being, or may be used as payment for an illegal purchase or for any other illegal purpose, then We shall have the right, in Our sole discretion, to terminate andard Accounts; and (ii) Controlled Gift Card Accounts. "YOU" AND "YOUR" IN THIS PART V REFERS TO THE GIFT CARD ACCOUNT HOLDER AND NOT TO THE PURCHASER OF THE GIFT CARD ACCOUNT. A. Standard Gift Card Accounts Your Standard Gift Card Account has been purchtarting to make P2P transfers of funds. You may receive P2P transfers of funds from ePassporte Business Accounts, Standard Affiliate Accounts, Standard Gift Card Accounts and from Standard Personal Accounts. You ing Your available funds, until one of the following events occurs: (i) a settlement transaction is received from the merchant or ATM that matches the pending authorization amount; (ii) up to thirty five (35) days have passed sinN EMBEDDED LINK, YOU ARE CAUTIONED NOT TO OPEN IT! IT IS NOT FROM EPASSPORTE AND IS LIKELY FRAUDULENT. VIII. USING YOUR EPASSPORTE ACCOUNT Each time You use Your Account, whether by using Your Wallet, Your Visa Virtual Account that You use Your Account the transaction will be electronically authorized to ensure that sufficient funds are available in Your Account. A. Pending Authorizations When You make a purchase at a merchant or a cash withdrawal from an ATM, We receive an authothe use of Your Account. 2. The total cumulative liability of Us and the Bank to You for any direct damages arising in any way out of or related to Your use of Your Account shall be limited to the total amount of fundual Account with money in Your Wallet, or You may choose to load funds directly onto Your Visa Virtual Account using Your debit or credit card or Your bank account. You may move funds from Your Visa Virtual Account to Your Wallet for extra security. Moving fundd may include a Visa Electron Card if purchased by You, or by an ePassporte Business Account Holder. The Standard Affiliate Account is for Your personal use and can be used to purchase goods and/or services, as provided in this Agreement. Your Wallet, Visa Virtual Account, and s. (4) Usage Limits: The following limits apply to Your Controlled Personal Account. i. Wallet per transaction maximum amount - US$500 ii. Daily Wallet transaction limit - 10 iii. Visa Virtual Account per transaction maximum amount - USmined by Us, in order for Us to change Your email address. (7) Acceptance of Terms and Conditions: Your first use of Your Standard Gift Card Account is Your acceptance of the terms and conditions of this Agreement. B. Controlled Gift Card Acsubject to the terms and conditions, and fees We have in effect at the time You request the transfer of funds. iii. Direct Credit Transfers. You may transfer funds by a Direct Credit Transfer to Your personal Visa anther funds will be loaded directly onto Your Wallet or Your Visa Virtual Account. (3) Funds Transfers: i. P2P Transfers. You will be required to wait three (3) days after You have purchased Your Standard Personal Account to make P2P transfek in the United States of America, subject to the terms and conditions We have in effect at the time You request the transfer of funds. All fund transfers will be subject to the fees in this Agreement. iii. Direct Cso deduct from Your Account balance all applicable Fees as specified below in Part XI. You are not allowed to exceed the funded balance in Your Account by any individual transaction or series of transactions. Subject to the restrictions describedhe fee for use of the P2P Service to transfer funds to another Account Holder (other than a merchant) will be US$0.30 per transaction for the first five (5) transactions per day, and then US$1 per transaction for each subsequent transactionur email address, We will require You to provide Us with additional personal information, solely determined by Us, in order for Us to change Your email address. V. GIFT CARD ACCOUNTS ePassporte offers two types of Gift Card Accounts that mant and Your Wallet is without cost. We neither accept nor assume any liability to ensure that goods or services that You purchase using Your Visa Virtual Account are as advertised for sale or will meet Your satisfaction. Dnt, if the recipient agrees that the P2P transaction was made in error, and the funds are still available in the recipient"s Account, We will refund the available funds to the sender. 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