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s a virtual Visa prepaid card that an ePassporte Account Holder may purchase from Us. "ePassporte Visa Electron Card" or "Visa Electron Card" means a physical Visa Electron prepaid card that an ePassporte Account Holder may purchase from Us for use at certain ATMs and certorneys" fees and other costs of the proceedings. Your responsibility for fees and costs shall in no event exceed the maximum allowed by law. Neither We nor the Bank will be liable for the failure of Us or the Bank to perform any obtication methods described in Section VI.A.(2). Some countries, designated by Visa, MasterCard or the specific country may not allow Direct Credit Transfers, and We have no control over the designation of those countriesfer fees that may be deducted from Your wire transfer by Your bank or by the intermediate banks and will not be responsible for paying any of these fees. iii. If Your wire transfer is returned to Us for any aily ATM withdrawal limit of US$300 and a standard daily ATM transaction limit of two (2) transactions per twenty-four (24) hour period ("Standard ATM Limits"). While Your Standard ATM Limits are active, You are protected against unauthorized ATM transactions up to US$3uthorized ATM transactions up to US$300, per day. Your ePassporte Account may have been previously approved for higher daily ATM withdrawal and/or transaction limits ("Personal ATM Limits"). You have the option of deactivating the Standard ATM Lime issued to or used by any business, We reserve the right to vary and/or add to these terms and conditions as We may in Our sole discretion consider appropriate. Any such variations to these term and conditions will be contained in the Business Accodard Gift Card Account is for Your personal use to purchase goods and/or services, as provided in this Agreement. Your Wallet, Your Visa Virtual Account, and if applicable, Your Visa Electron Card will be subjectrrevocably consent to the personal jurisdiction of the courts of St. Kitts. If We allege that You have infringed or have threatened to infringe Our intellectual property rights, then in addition to any other rights and remedies We may have, We mWe will then charge Your Account any and all fees that were deducted from Your returned wire transfer by Your Bank or by any intermediate bank, for any reason. We have no control over any fees another Account Holder (other than a merchant) will be US$0.30 per transaction for the first five (5) transactions per day, and then US$1 per transaction for each subsequent transaction in that same day. The fee for using the r ATM that matches the pending authorization amount; (ii) up to thirty five (35) days have passed since the transaction date; or (iii) We are in receipt of an authorization release from the merchant or ATM owner which states that the merchant will ndebit card through Our error, or through the error of one of Our vendors, we will refund the funds to You. If the error is found to have been made by Your bank, We will refund the funds to You if Your bank has returned the ccount, You will be required to provide additional personal documentation to Us as We may solely determine. All limit increases will be subject to Our approval. (6) Email Address: If You cannot log into Your Account to change Your email address, We will require You to provida pending authorization and it will remain on Your Account, reducing Your available funds, until one of the following events occurs: (i) a settlement transaction is received from the merchant or ATM that matches the pendingerify; (ii) Verified by Visa; (iii) SecureCode; or (iv) Our manual process which will require You to provide certain personal documentation as We may determine. You may also load funds onto Your Standard Gift Card Account by a Demand Drarecipient of a P2P transfer of funds notify Us of funds received in error, We will immediately refund the available funds to the sender. vi. Should We determine in Our sole discretion that an Account Hoby law. Neither We nor the Bank will be liable for the failure of Us or the Bank to perform any obligations under this Agreement due to events beyond Our control and/or the control of the Bank, and the time provided for performing such ob, remedy or claim under or in respect to this Agreement. This Agreement and all representations, warranties, covenants, conditions and provisions hereof are intended to be and are for the exclusive benefit of You and Us. We do not give up Our rights by delayi CVV2(s), Account User ID or password and/or PIN. If You permit someone else to use Your Wallet, Visa Virtual Account and Visa Electron Card, Account User ID or password and/or PIN, You will be responsible for all transactions United States of America. Personal Visa and/or MasterCard credit and debit cards used to load Your Standard Affiliate Account must be authenticated by one or more of the following methods; (i) ePVerify; (ii) Verified by Visa; (iii) SecureCode; or (iv) Oulectronically. "Products and Services" means the Wallet, P2P, and the Visa Cards. "Service" and/or "Services" means all ePassporte functionality provided to You, including but not limited to the Peer-to-Peer Service (also known herein as "P2P"). "User ID" means t and/or MasterCard credit and debit card, or other available funding method ("Recurring Account Reloads"). Should You become eligible for and elect to authorize Us to perform Recurring Account Reloads ("Your Election"), by right in Our absolute discretion to issue You a card from a different bank and move the funds from Your Card to this card. You will not be charged any additional fees for this new card and, at minimum, this card will provide You as specified below in Part XI. You are not allowed to exceed the funded balance in Your Account by any individual transaction or series of transactions. Subject to the restrictions described in Parts IV through Part VI, You may add funds to Your Ad by Us, by any other funding method which may be made available to You. You may add funds by one of these methods to Your Account during relevant normal banking hours or twenty four (24) hours a day, seven (7) days a week, up to a maximum o by Direct Credit Transfer - US$300 (5) Modification of Limits: Should You want to increase any of the above limits on Your Standard Affiliate Account, You must provide a written request to Us. We reserve the right to approve or disapprove this limit change request at Our sole discretion. (6) Email Addrr each transaction whereby You obtain or try to obtain cash or a balance inquiry from Your Account. This fee will be assessed at the time of the transaction, and is in addition to the fee charged by the owner of the t You purchase through a P2P transaction using Your Wallet will meet Your satisfaction. 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